The banks and lenders love the couples retreat vibe. It helps manage their risk. They also lend you a lot more than you probably need. It’s a systematic process, not requiring someone to overthink it. A model that was created in the dark ages.
However, life has changed. The married with two kids model doesn’t work for everyone. And if it does, it’s not necessarily sustainable in protecting all parties in the long term, particularly if separation comes into play.
Why you don’t have to wait?
Why you wouldn’t wait?
The advice I give to my clients is to create a plan based on your situation as it currently stands. Don’t bank all your energy on a future, that may come later than you think, not come at all, or come and not be what you want.
Taking complete ownership of your finances, puts the control of your life in your hands, and reduces/removes the dependency on someone else. It’s hard enough to work out who we are, let alone find ourselves factoring in a future potential partner.
Going it alone, your future self, will thank you for it.