The stigma of owning, living or renting in Sydney Western Suburbs is way past it’s use-by date. If you don’t agree, you are either living under a rock or you didn’t capitalise on some of the greatest opportunities Sydney's West has to offer.
The banks and lenders love the couples retreat vibe. It helps manage their risk. They also lend you a lot more than you probably need. It’s a systematic process, not requiring someone to overthink it. A model that was created in the dark ages.
Don’t let anyone make the decision for you as to what loan you want to go with. Equip yourself with the knowledge of more than one person. Ask all the stupid questions you can and find a strategy that resonates with you.
If your first property investment was a walk in the park, everyone would be doing it. And it’s not that. But it’s also not a scary, nerve racking, moment either.