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July 31, 2023
Imagine your property's equity as a fertile garden, waiting for you to plant the seeds of success. As you nurture these seeds, they grow, reflecting the blossoming value of your portfolio. Equity enables you to expand your garden through strategic renovations or acquiring new properties, ultimately reaping a bountiful harvest.
To harness your garden's potential, first, understand how equity is calculated.
July 31, 2023
Are you feeling the pinch of rising interest rates in the property market?
The RBA’s ongoing rate hike cycle has sent shockwaves throughout the economy and sparked broader debate regarding the effectiveness of their monetary policy approach. In the March edition of Deloitte Access Economics’ Business Outlook report, author Stephen Smith was critical of the RBA's strategy, arguing that a traditional rate hike approach is not the answer to what is currently driving inflation.
In this article, we investigate what inflation is, discuss what makes it so difficult to solve, and examine whether our friends at Deloitte may have a point!
July 31, 2023
Are property developers the heroes or villains when it comes to the housing affordability crisis in Australia? It's a question that sparks lively debates and passionate opinions.
The Supply Challenge:
Picture this: a high demand for housing and a limited supply. This imbalance drives prices up, making it increasingly challenging for aspiring homeowners to enter the market.
August 8, 2023
Housing affordability can be thought of as the relationship between average expenditure on housing and average household incomes.
In an ideal world, household income and expenditure on housing would increase similarly over time due to inflation, resulting in fairly stagnant affordability. But of course, we know that this hasn’t been the case for Australia!
