Property as a wealth creation strategy has withstood the test of time. Near next to ever 10 years property values in Australian capital cities have doubled. And on the other side, we all have heard or had first-hand experience of a dud property investment. Something that sounded good at the time but turned the climb of wealth creation into a hollow dream.
You want more wealth until you get to a place when the wealth comes, and you don’t know what to do with it. Keep accumulating, invest, spend, save, protect... so many options, but still don't know what to do.
The banks and lenders love the couples retreat vibe. It helps manage their risk. They also lend you a lot more than you probably need. It’s a systematic process, not requiring someone to overthink it. A model that was created in the dark ages.
Don’t let anyone make the decision for you as to what loan you want to go with. Equip yourself with the knowledge of more than one person. Ask all the stupid questions you can and find a strategy that resonates with you.